LeTip International is the world's largest, privately owned, professional business leads organization. Since 1978, LeTip programs have helped over 50,000 members, throughout the United States and Canada, build business success through personal referrals. LeTip International's structure set the standard in the word-of-mouth referral industry. Members are known for their professionalism, dedication, and loyalty to one another, and to the LeTip Program.
Today's guest was Grace Sagnor from Decorangements, she is an interior decorator.
Melanie Palubicki from Aflac gave us some really good info today. The first thing we learned was that Aflac does not pay Doctors or hospitals...they pay YOU! You do not have to qualify or have an extended wait time. Melanie will even get the Doctor's notes and make sure you are paid your full amount if you ever have a claim. Just answer a few questions for the application...no physical needed. Cancer survivors of 5+ years can also qualify. Melanie is actively looking for Doctors, Dentists, HVAC Companies, Landscapers, and Plumbers. Gary Siano, our Financial Advisor spoke about several ways or methods of planning for income in retirement. He covered the basics of when and when not to use annuities in planning for a client. He also covered the expenses associated with guaranteeing income for life. Gary then told us about how he helped a recent client to consolidate 4 different 401ks from prior employers into one new plan with a coordinated strategy.
Patrick Grace from Patrick Grace Carpentry Jim Angelini from Elite Contracting Dave Calahan from Beneficial Savings Bank
Dieter Enz, our group's Painting Contractor knows how to give your house a great painting that will last for years. The first step is to see what was done previously to be sure the old surface is being treated correctly. Major factors are type of trimwork, age, condition of everything including corner beads and type of wallboard or plaster. There are 3 key steps to painting: Prep, Prep & Prep. Dieter always recommends going with the highest quality products since they last much longer. He can even offer a warranty on his work!
The same goes for Dave Johnson from Hounddog Hardwood Flooring. His work is warranteed and is transferrable to new owners. No matter the age or amount of damage to the floor Dave can find a way to make it beautiful again. Most times the floor can be restored or only partially replaced. If you have a rental hardwood floors are perfect. No more replacing the carpeting every time you have a new tenant...just have Dave install hardwoods.
Marco Electric has been working as an electrician since he was 5 years old when he helped his father pull wires during the summer. The number one reason to hire Marco is experience. Electricity is very dangerous...you can't just settle for less. Experience really comes into play when you have a renovation done in your house. If you had your kitchen done he would make sure you had all the conveniences: garbage disposal, lighting, outlets, refrigerator, dishwasher, etc. The usability of your kitchen will depend on thinking these through, and Marco has the experience to make sure you are totally happy with your new or renovated space.
Scott Darling is Chester County's top Realtor. As of late buyer activity has gone up, which means more houses are being sold. Just as Marco has the experience as an electrician, Scott knows how to price your home to sell. That is not an easy task and is dependent on many factors. Scott takes a proactive approach to his selling and does a lot of traditional non traditional methods of marketing your home to sell. If your current realtor just ploped a sign in your front yard and prayed it will sell than you need to talk to Scott. Only 13% of homes are sold from the sign in the front yard...that is not very good. Doing proactive buyer searches can dramatically help to sell your home much quicker and at the right price.
LeTip CCE may not have our meeting because of inclement weather. If DASD (School Closing # 876) has a delay or is closed, LeTip will not meet. Please check before leaving!
George Scherbak Property and Casualty Insurance Harvey Insurance Group LeTip member since October 2009 1301 Wright's Lane East West Chester, PA 19380 (610) 692-0953 x269 www.harveyinsgroup.com Send George an Email
Since 1977, the Harvey Insurance Group (HIG) has been a premier regional insurance broker serving the needs of business leaders throughout Pennsylvania, New Jersey, New York and Delaware. We maintain licenses in all states as our clients often have national and international exposures.
"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."
George Scherbak